The capacity to effectively manage financial resources, including budgeting, saving, investing, and making informed financial decisions to achieve personal financial goals.
A comprehensive plan outlining how to allocate and manage financial resources to achieve specific objectives, involving investment choices, risk management, and resource utilization.
A state where an individual can meet financial obligations, maintain a comfortable standard of living, and save for future needs, leading to confidence in one’s financial situation.
Having ample financial resources that exceed basic needs, allowing for discretionary spending, investments, and the freedom to pursue desired lifestyles without financial constraints.
Njeri’s husband and herself have a net worth of over $2 million dollars on any given day in the stock market. She alone has $1 million in investable assets excluding her primary residence which in the United States making her a high net worth individual. Academic achievements include a Bachelor of Science in Business Administration and a Master of Business Administration, both from the University of Florida. Formerly employed as both an environmental engineer and process engineer in the past, she has worked with large corporations like Monsanto. Njeri is Currently a Wealth Management Consultant with Lighthouse Wealth Coaching and a financial advisor. She is a mother of 2 children and married to her husband Darryl.
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This inspiring memoir chronicles Njeri’s remarkable transformation from a 19-year-old on welfare to an accredited investor, offering invaluable insights into the five wealth currencies that guided her journey.
